High School Consumer Math Elective Outline

This elective credit course provides the student with a review of the fundamental computational operations. At the same time, Online High School students will work with applications of mathematics in everyday life. Topics to be studied include: personal finance, housing, transportation, taxes, insurance, investments, purchasing and budgeting. Calculators will be used extensively.

1- Introduction

Welcome
Course Description
MLA Formatting Word 2007
MLA Documentation updates
MLA Citation
MLA Incorporating Sources

2- Planning Personal Finance

Personal Finance
Interest Inventory
Essay: Interest Inventory
Resume
Essay: Resume
Assignment: W 4 Form
Worksheet: Benefits

3- Pay Day!

Computing your pay
Paychecks
Occupations
Worksheet: Pay Day!

4- Math on the Job

Math on the Job
Worksheet: Getting started

5- Planning for Living Expenses

Planning for Living & Expenses
Finding a Place to Live
Housing Search
Rental Agreements
Mortages
Worksheet: Home Sweet Home
Assignment: Home Sweet Home

6- On the Road

Purchasing vs. Leasing a Car
Assignment: On the Road

7- Personal Shopping Needs

Grocery Shopping
Price Comparison
Assignment: Price Comparison
Buying Clothes
Sales Tax
Assignment: Buying clothes

8- Financial Planning

Cost of Living
Budgeting
Essay: Essay
Assignment: Exam 1

9- Banking & Credit

Banking
Savings Accounts
Essay: Essay: Finacial Planning
Assignment: Balancing a Checkbook

10- Credit Cards

Credit Card Payoff
To charge or not to charge
Worksheet: Paper or Plastic?

11- Credit & Loans

Credit & Loans
Personal Credit Rating
FICO Scores
Rebuilding Credit
Absurd Math
Worksheet: Bad Credit? How Can That Be?
Assignment: Exam 2

12- Financing a Purchase

Personal Bank Loans: A Helping Hand
Consumer Loan Application
Loan Agreement
Loan Payment
Worksheet: Personal Bank Loans

13- Investment & Savings

Investment & Savings
To Charge or Not To Charge?
Basic Compound Interest
Interest Simulation
Worksheet: To Charge or Not To Charge?
Essay: Social Security
Assignment: Interest

14- Invest for Success

Investing and beyond
Investing Basics

15- High Finance and Beyond

The Stock Market
Investing
Worksheet: High Finance and Beyond

16- Taxes & Insurance

Auto Insurance Basics
Insurance
Essay: Essay

17- Taxes

Taxes
Understanding Your Paycheck
Net Pay, Income Taxes, and Other Deductions
Earnings Statement
Worksheet: TAX MAN
Assignment: Filing a 1040 Form
Assignment: Exam 4

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